Budget · by GangliaX Labs

Plan your money before payday

Budget is a money planner for your month: give your money a job on payday, see what’s safe to spend today, and confirm your bank alerts in a tap. It works offline, keeps your data on your phone, and never sells it.

Pending launch Android first, then iPhone. Launch dates will be posted here.

Safe to spend today $64 $1,150 left for 18 days Spending ahead of an even pace
  • Plan around your payday.Set your month to start on payday and split your income into budget lines. Income that varies or arrives in parts is handled too. Or just say your plan: “rent 1,200, food 450, transport 150”.
  • Know what’s safe to spend today.Home shows today’s safe-to-spend amount and a pace bar for every line, so you see trouble before the month runs out.
  • Bank alerts, confirmed by you.Budget reads the debit and credit texts your bank already sends, on your phone. Nothing is logged until you confirm it.
  • Log spending in seconds.Say it (“45 groceries at the market”), type it, or share a receipt from your bank app. Voice is free.
  • Import your bank statement.PDF, CSV, Excel and the common bank formats. Budget checks the balances, skips what you already logged and suggests a line for each transaction. Free.
  • Run your savings group without the notebook.Members, contributions, rounds and who collects when, shared by link. Budget records the group; it never holds or moves the money.
  • Any currency.Budget in the currency you earn in, and log spending in others with live exchange rates.
  • Goals, bills and the months behind you.Save toward goals, get reminded before bills, close each month and see your trends.

Free, with an optional Plus

Budget is free to use. Budget Plus is an optional subscription that adds extras such as Ask Budget, reading receipts and statements in the cloud, longer trends and more goals. Prices are shown in the store, and you cancel in the store.

Private by design

There’s no account to make. Your budget is stored on your phone, encrypted. Backups, shared budgets and savings group boards are encrypted before they leave your phone, so we can’t read them. Read the privacy policy for exactly what leaves your phone and why.

Need help? Visit support.